# Overview Zephyr is your one stop shop for zero-interest zUSD loans using IBC assets as collateral. ## Ecosystem ### Zephyr Troves Zephyr troves are a place where users can deposit collateral when borrowing zUSD. ### zUSD zUSD is the stablecoin lent out by the protocol. zUSD is fully backed and redeemable for a select group of assets. ### Zephyr Oracle The Zephyr Oracle is a customizable client that is used to submit pricefeeds to the protocol. The protocol uses these weighted pricefeeds to set market prices. ### ZEPH ZEPH is the native token of the Zephyr chain. It is used when running an oracle and running a validator. ## Composability Zephyr is an Inter-Blockchain Communication compliant chain. IBC supports secure and permissionless cross-chain transfers of funds between blockchains. It also enables cross-chain arbitrary data transfer and execution. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.zephyr.money/overview.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.