# Overview

Zephyr is your one stop shop for zero-interest zUSD loans using IBC assets as collateral. 

## Ecosystem

### Zephyr Troves

Zephyr troves are a place where users can deposit collateral when borrowing zUSD. 

### zUSD

zUSD is the stablecoin lent out by the protocol. zUSD is fully backed and redeemable for a select group of assets.

### Zephyr Oracle

The Zephyr Oracle is a customizable client that is used to submit pricefeeds to the protocol. The protocol uses these weighted pricefeeds to set market prices.

### ZEPH

ZEPH is the native token of the Zephyr chain. It is used when running an oracle and running a validator. 

## Composability

Zephyr is an Inter-Blockchain Communication compliant chain. IBC supports secure and permissionless cross-chain transfers of funds between blockchains. It also enables cross-chain arbitrary data transfer and execution.